Share 1 – Why health reform won’t work — a historical perspective

The economic model of the United States’ health care system — which really isn’t a system — is not the supply and quiz free market model some would have you believe. And some of those who want you to believe that it is a free market knows full well it isn’t, but fooling the public serves certain purposes.

And one of the business sectors foisting this lie on the public is the insurance industry.

It is little known that Blue Cross/Blue Shield not only has its roots in Texas, its seeds were planted by group of Dallas teachers contracting with Baylor University Hospital, according to University of Iowa master’s thesis by Frederic R. Hedinger also credited Baylor. What’s more necessary than that detail is the plan worked and that it spread across the country, especially during the Depression.

Blue Cross was a benefit plan, meaning it paid for what the doctors opinion the patient needed. If the patient needed surgery, the patient got it. And Blue Cross paid the hospital for its charges. The premiums were based on community ratings, which meant that the entire population’s medical needs were estimated and were the basis for the premiums.

Meanwhile, in California, Kaiser-Permanente was formed, becoming the first true HMO. It was a closed panel HMO because the physicians worked for the Permanente Medical Group and the medical group contracted with the insurance plan, Kaiser, which also owned the hospitals. This gave the insurers control of the costs and it succeeded in lowering costs of health corer.

But something happened on the way to the 21^st Century.

First, some hospitals and some doctors took advantage of the benefit plans’ no-questions-asked fee-for-service system. Some greedy doctors (surgeons got most of the bad rap) got profligate with diagnoses based on wallet biopsies and performed hysterectomies and tonsillectomies and adenoidectomies. The customary joke about hysterectomies was that the only criteria for those procedures were the presence of a uterus and a Blue Nasty card, and the uterus wasn’t always needed.

The few atrocious apples spoiled the basic for everyone because as people who paid for health care discovered the greed and looked for ways to curb the abuses. So began such things as peer review and utilization review, with the former being doctors who looked over each others’ shoulders and the latter absorbing non-doctors — and that opened the door for the insurance companies to gain control of the medical decision-making.

Kaiser had a better handle on how to deal with unsuitable utilization. The Permanente Medical Group, which contracted with Kaiser, was essentially told: Here are X-number of lives and our actuarial tables mutter us that they will require Y-amount of care. So, here’s the math and the dollars. You take care of folks within that amount and anything you do over it, you eat; you sustain the difference to distribute among yourselves.

The doctors watched over the utilization and took care of the over-users. In short, at this point, they retained some semblance of control of the decision-making.

Another part of the story is important and coincides with these mid-20^th Centaury events.

Examine that the structure of the system was that the hospitals were predominantly nonprofit and so there was a certain lack of business pressure with respect to performance and the bottom line. In addition, the people with the financial responsibility on board of directors were the moneyed movers and shakers of the community. Physicians, while having plenty of interest in the hospitals’ functioning well, were neither employees nor contractors. They were free agents within their own organization.

In some communities, working with the medical staff was like herding cats. It’s not that the doctors were evil. It’s that they wanted some things and the hospitals sometimes couldn’t give it. The entire structure was complicated.

At the same time — this was post-World War II and Korea — the population was growing, the need for a pudgy range of services was being demanded and the federal government was there to help. The passage the Hill-Burton Act spurred a whisper in hospital contraction that lasted from the late forties until the mid-1970s. While the main purpose was to build hospitals in communities that didn’t have them — read rural — like most federal programs, people who played the game well got the money and hospitals sprang up everywhere. Or, existing hospitals got unusual wings.

Policymakers came to realize, however, that supply created its own demand. If a hospital built the beds, ORs and x-ray suites and so on, they had to be used to cover the debt service. At the micro level, the community had to pay for the over-building and cover the costs of the resources. At the macro level, pumping patients through the system to fill bed and finance the growth added up to higher costs for the country.

And guess what came along to help fill them? Medicare and Medicaid. They created another revenue stream for the system. In economic terms, they created demand. Remember, though, that some of that demand wasn’t need based on clinical judgment and evidence-based medicine. The model for paying doctors by the scheme and service still prevailed in the early days of those huge programs.

But they also filled hospitals and clinics and added to the total medical and health care costs for the nation. Combine this influx of revenue with the supply creating its own demand, and medical costs skyrocketed. By the way, some researchers noticed that all of these medial resources didn’t lower what were then considered key indicators of a nation’s health — infant and material mortality, life expectancy and a few others I can’t reflect of right now.

Around the mid-1960s, scientific advances and medical technology were having a greater accomplish on medical care .The first kidney transplant had already occurred in Boston in the 1950s. By 1967, Dr. Christian Barnard insecure the world with the first heart transplant. The first CAT scanner came along in the 1970s, but the people who came up with the idea had developed it in the 1960s. And so it went.

But, for all the good the technology did, and it did no doubt, it also drove up the costs. And it was around the mid-1960s we began to hear the word “crisis,” which we’re still hearing today. Some of those people taking about “crisis” were members of Congress. One would think that if they could call it a crisis for 40-plus years, they might have found a plan to solve it, but that’s another fable.

One of the answers Congress had for cutting costs in the 1970s was to control capital expenditures. It passed a series of law establishing coordinated planning for communities that required states to institute programs to assure that expensive capital expenditures could be justified by community need and not duplicate other services. This was called Certificate of Need, or CON, and is on the books in some states. If a hospital wanted a new CAT scanner, or someone wanted to build a new nursing home, they had to get approved through a process that justified the expense. The theory was that if s need was proven, the utilization would be optimized.

Some hospital administrators understood this was a good thing for the community, the nation and the system. But as a group they fought CON. Then they got smart and began to work with their doctors and gamed the system — except in two hospital towns. Behind the scenes, medical equipment and hospital construction interests (contractors, architects, etc.) fought CON. But despite the political nature of the local competition for new toys, many felt that the legislation provided for a rational distribution of resources and to some degree held back the growth of health care costs, if only a little.

Was the approach to controlling costs by treating the system as a quasi-public utility a success?

Policymakers will never know. The programs were not in space long enough to fully test them because in 1982, something happened to change the landscape once again.

That and how these forces got the United States to where the system is today are in the next installment.

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Part 1 – Why health reform won’t work — a historical perspective

The economic model of the United States’ health care system — which really isn’t a system — is not the supply and demand free market model some would have you believe. And some of those who want you to believe that it is a free market knows full well it isn’t, but fooling the public serves certain purposes.

And one of the business sectors foisting this lie on the public is the insurance industry.

It is little known that Blue Cross/Blue Shield not only has its roots in Texas, its seeds were planted by group of Dallas teachers contracting with Baylor University Hospital, according to University of Iowa master’s thesis by Frederic R. Hedinger also credited Baylor. What’s more important than that detail is the plan worked and that it spread across the country, especially during the Depression.

Blue Snide was a benefit plan, meaning it paid for what the doctors thought the patient needed. If the patient needed surgery, the patient got it. And Blue Cross paid the hospital for its charges. The premiums were based on community ratings, which meant that the entire population’s medical needs were estimated and were the basis for the premiums.

Meanwhile, in California, Kaiser-Permanente was formed, becoming the first true HMO. It was a closed panel HMO because the physicians worked for the Permanente Medical Group and the medical group contracted with the insurance concept, Kaiser, which also owned the hospitals. This gave the insurers control of the costs and it succeeded in lowering costs of health corer.

But something happened on the design to the 21^st Century.

First, some hospitals and some doctors took advantage of the encourage plans’ no-questions-asked fee-for-service system. Some greedy doctors (surgeons got most of the bad rap) got profligate with diagnoses based on wallet biopsies and performed hysterectomies and tonsillectomies and adenoidectomies. The old joke about hysterectomies was that the only criteria for those procedures were the presence of a uterus and a Blue Cross card, and the uterus wasn’t always needed.

The few rotten apples spoiled the basic for everyone because as people who paid for health care discovered the greed and looked for ways to curb the abuses. So began such things as peer review and utilization review, with the former being doctors who looked over each others’ shoulders and the latter captivating non-doctors — and that opened the door for the insurance companies to gain control of the medical decision-making.

Kaiser had a better handle on how to deal with inappropriate utilization. The Permanente Medical Group, which contracted with Kaiser, was essentially told: Here are X-number of lives and our actuarial tables tell us that they will require Y-amount of care. So, here’s the math and the dollars. You take care of folks within that amount and anything you do over it, you eat; you keep the difference to distribute among yourselves.

The doctors watched over the utilization and took care of the over-users. In short, at this point, they retained some semblance of control of the decision-making.

Another part of the story is critical and coincides with these mid-20^th Centaury events.

Recognize that the structure of the system was that the hospitals were predominantly nonprofit and so there was a certain lack of business pressure with respect to performance and the bottom line. In addition, the people with the financial responsibility on board of directors were the moneyed movers and shakers of the community. Physicians, while having plenty of interest in the hospitals’ functioning well, were neither employees nor contractors. They were free agents within their own organization.

In some communities, working with the medical staff was like herding cats. It’s not that the doctors were evil. It’s that they wanted some things and the hospitals sometimes couldn’t give it. The entire structure was complicated.

At the same time — this was post-World War II and Korea — the population was growing, the need for a full range of services was being demanded and the federal government was there to help. The passage the Hill-Burton Act spurred a boom in hospital contraction that lasted from the late forties until the mid-1970s. While the main purpose was to build hospitals in communities that didn’t have them — read rural — like most federal programs, people who played the game well got the money and hospitals sprang up everywhere. Or, existing hospitals got new wings.

Policymakers came to realize, however, that supply created its own demand. If a hospital built the beds, ORs and x-ray suites and so on, they had to be used to conceal the debt service. At the micro level, the community had to pay for the over-building and cover the costs of the resources. At the macro level, pumping patients through the system to fill bed and finance the growth added up to higher costs for the country.

And guess what came along to succor fill them? Medicare and Medicaid. They created another revenue stream for the system. In economic terms, they created demand. Remember, though, that some of that demand wasn’t need based on clinical judgment and evidence-based medicine. The model for paying doctors by the procedure and service still prevailed in the early days of those huge programs.

But they also filled hospitals and clinics and added to the total medical and health care costs for the nation. Combine this influx of revenue with the supply creating its gain interrogate, and medical costs skyrocketed. By the way, some researchers noticed that all of these medial resources didn’t lower what were then considered key indicators of a nation’s health — infant and material mortality, life expectancy and a few others I can’t think of right now.

Around the mid-1960s, scientific advances and medical technology were having a greater effect on medical care .The first kidney transplant had already occurred in Boston in the 1950s. By 1967, Dr. Christian Barnard stunned the world with the first heart transplant. The first CAT scanner came along in the 1970s, but the people who came up with the idea had developed it in the 1960s. And so it went.

But, for all the capable the technology did, and it did no doubt, it also drove up the costs. And it was around the mid-1960s we began to hear the word “crisis,” which we’re still hearing today. Some of those people taking about “crisis” were members of Congress. One would believe that if they could call it a crisis for 40-plus years, they might have found a way to solve it, but that’s another story.

One of the answers Congress had for cutting costs in the 1970s was to control capital expenditures. It passed a series of law establishing coordinated planning for communities that required states to institute programs to assure that expensive capital expenditures could be justified by community need and not duplicate other services. This was called Certificate of Need, or CON, and is on the books in some states. If a hospital wanted a new CAT scanner, or someone wanted to build a new nursing home, they had to get approved through a process that justified the expense. The theory was that if s need was proven, the utilization would be optimized.

Some hospital administrators understood this was a good thing for the community, the nation and the system. But as a group they fought CON. Then they got smart and began to work with their doctors and gamed the system — except in two hospital towns. Slack the scenes, medical equipment and hospital construction interests (contractors, architects, etc.) fought CON. But despite the political nature of the local competition for new toys, many felt that the legislation provided for a rational distribution of resources and to some degree held back the growth of health care costs, if only a little.

Was the arrive to controlling costs by treating the system as a quasi-public utility a success?

Policymakers will never know. The programs were not in area long enough to fully test them because in 1982, something happened to change the landscape once again.

That and how these forces got the United States to where the system is today are in the next installment.

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Stranger from Scotland – Journey to America: A Z Warrior Tale – Cody receives a vision from the forces of Jeta about fresh warriors found in America. He takes a journey to find these Warriors and reveal their destiny.

Scene: 1

(The Warriors were on the ship sailing to America. Scott stood up in the crow’s nest of the ship, keeping peep over the ship for any unfriendly fleets. Neil was steady at the helm of the ship. McCloud stayed down in the engine room and made definite that engine ran smoothly. Titus, Henry, and Meáv were all asleep in the cabins of the ship, except Cody. Cody was still awake, standing on deck and looking out to the sea.)

Neil: (seeing Cody) Hey, shouldn’t you be asleep?

Cody: Yes. But how can I when all my friends have to stay awake during the night for my sake?

Neil: I know. But we need you to discontinue out of glimpse for till we gain to our destination. Who knows what Gottlos bugger is out here lurking? We’ll let you know when it’s safe. Besides, you’re not working with ordinary warriors, you know.

Cody: I know. I’m working with a bunch or soldiers. (He looks over the sea.)

Neil: Who are these new Warriors, Cody?

Cody: I don’t know their names, but Elder Gamble told me to search out their faces. When I watch their faces, the forces of jeta will inform me if they’re the ones. And my vision has allowed me to see their face. I only hope I find them before the Gottlos.

Neil: How long will it be before you think you can?

Cody: It depends.

Neil: On what?

Cody: On how stubborn their will is.

(Neil laughs.)

Neil: Probably not as stubborn as mine was. I just kept bucking every time Rain kept telling me about my destiny as a warrior. He was at the point where he was ready to give up. But I bet you knew I’d give in sooner or later, right?

Cody: I didn’t have a clue.

Neil: Really?

Cody: We Elders may be able to foreknow a lot of things, but free will is one thing that is…unpredictable.

Neil: So what kept you gunning for me?

Cody: Hope.

(Neil looked off into the distance, pondering on Cody’s answer.)

(EXT. Cody went back to his cabin. Within minutes he was joined by Scott. Even though it was the dead of night, Scott was serene as wired as he always was. He came into the cabin singing the first verse and chorus of the Be gee’s Stayin’ Alive and dancing like a clown.)

Cody: Hello, Scott.

Scott: Cody, what’s up? (Lays out on his bed) You know what a young guy like me needs, Cody? You know what I need?

Cody: (sarcastic) A sedative?

Scott: No. No. No! I need a woman. (Cody chuckles) No, seriously. This life and destiny as a warrior is great and all, but a fellow needs a microscopic excitement in his life, you know. I mean, have you ever had a woman, Cody.

(Cody fell silent.)

Scott: Oh, I’m sorry. I shouldn’t have…

Cody: No. It’s pleasing. I’ve actually had several.

Scott: Several?

Cody: Yes. I have been alive for almost five hundred years.

Scott: Right. What were their names?

Cody: My first was a woman by the name of Lana. Lana and I met in America when I was first here. It was during the age of the French Revolution. She died at 96. Then after the Revolution I moved back to London, where I met Elizabeth. She was my second wife and the mother of my first earthling child Victoria. After World War I Elizabeth and Victoria, were killed by Gottlos General Czar Hezekiah. Several years went by and I met Gloria, Titus’s mother.

Scott: Titus never talks about what happened to his mother. Is that why he keeps locket around his neck?

Cody: She gave that to him the day before she died. He was only fourteen when it happened. She was captured, tortured, and killed by the Gottlos.

(Scott bows his head.)

Scott: Is that why you never married again?

Cody: And why I never will. This war with the Gottlos is a perilous one. They will use any means necessary to get what they want. (Cody looks at Scott and notices the nervous look on his face.) But don’t let my stories horror you. Though there are many implications, there are still greater joys to finding the one you love.

Scene: 2

(Titus was standing the crow’s nest of the ship early the next morning. He looks out into the horizon with his rangefinder and sees the Washington Harbor. He pulls out his radio and calls Neil.)

Titus: (On radio) Neil the Washington harbor is fair a few miles ahead.

Neil: Can you sense the presence of Gottlos there?

Titus: We’re too far out. I’ll let you know when we get within a couples miles of it.

Neil: Very excellent.

(The ship continues on. As it reaches the borders of the Washington Harbor, Neil turns the ship abruptly to the left. The sudden change in direction jerks the ship a bit and leaves the warriors shaky. Meáv who was coming out of the cabin gets on the intercom to the control room and calls Neil.)

Meáv: (on intercom) Hey. Is there a problem up there or are you trying to scare us all?

Neil: Just making definite you’re awake down there.

(The Warriors reach on deck, as the ship reached shore. Instead of taking the ship into the harbor, Neil stopped the ship approach an island off the wing. As the ship came to a stop the warriors unloaded. Henry and Cody whisk off the ship first. Henry pulls out his scan. The camouflage begins to flicker and the device shuts off.)

Henry: Oh vast. Hey Titus…

(Titus jumps off the ship and walks over to Henry.)

Titus: What’s up?

Henry: The scanner acting up again. We need a rundown of this island before we unprejudiced leave Cody he.

(Titus closes his eyes and uses his psychic eye to look over the whole island. He could see the Harbor in the distance with shipmen working all over the pier. On the island, he saw that there were satellite frequencies. The island was quiet. He also saw that if Cody headed east he would run into the ocean. Across the ocean was a nearby metropolis.)

Titus: Nothing to worry over. The island is pretty quiet.

Henry: Pleasant.

(Neil comes off the ship carrying a large bag on his arm.)

Henry: You couldn’t fetch us to the harbor?

Neil: And risk being arrested by and questioned by US Naval official? Plus, every harbor is connected to some satellite frequency. This station is secure where no radar or satellites could designate our presence. We don’t want even the Americans to know we’re here.

(He walks over to Cody and lays it down on the ground in front of him. Neil opens the bag. Inside were several sets of clothing, a black bag full of Cody’s diamonds and gold coins, McCoy’s Scanner, GPS System, Rangefinder, and all of Cody’s weapons: his sword, Lightning staff, shot gun, and lance.)

Neil: I think this should net by in this country. Henry made a connection or two and arranged some shelter at a safe house near the downtown set.

Cody: Connections, Henry? Do we have any allies here in America?

Henry: Do you remember the lad we recovered in that rescue operation in Dublin? Yes. Well, it turns out that he has been working here in America just keeping an eye on things here, making sure the Gottlos finish clear of America. He’s been doing it for about four years now. Two years ago this October, he finished construction on the suitable house that is equipped with just about everything a warrior could ever need: arsenal, computers, tracking systems, the works. The safe house is secure with a special cloaking device that Anthony and McCoy constructed just before he left Scotland. Anthony is the lad’s name. The Americans don’t even know the boy is here. The safe house is located about twelve miles south in the city of Everett approach a demolished building. McCoy programmed the coordinates in the navigator we gave you. You should find it, if not, then you should be in somewhere within the house’s general site.

Neil: These are your things we packed for you impartial before we left Scotland.

Cody: I owe my sincerest gratitude to this Anthony. I am relieved to know I don’t have to go about wandering in leopard skins, eating locust and wild berries

(The Warriors laugh. The laughter soon came to an end. Meáv stepped off the ship and joined the rest of the warriors. The expression on her face was that of awe and sadness. Cody used my telepathy and discovered her mind was on nothing more but our soon separation. She too wondered if I would be safe.)

Meáv: The coordinates are residence for the Scottish Harbor. The engines are tranquil running just fine; Lisa called from Scotland and said there hasn’t been a single Gottlos attack since we left. So…whenever we’re ready…we can leave.

(The Warriors were silent for a moment. Tears began to well up in Meáv’s eyes. Cody place his arms around her. There upon Cody’s shoulder she wept. He gently gave her a kiss on her cheek. Out of the corner of my eye, Cody saw Titus walking away standing off in the distance by the sea.)

Henry: It will be difficult defending Scotland without your guidance.

Cody: You are chosen warriors. I have spent all this time training you so that one day you will no longer need my guidance. The knowledge of jeta is within you. Trust in your wisdom and you will be able to continue what was begun in Scotland. Scotland now rest in your hands. Just remember what you have learned.

Neil: Of course, it’s not going to be easy, but we can rest in the fact that we have been trained well.

Cody: Go now, and may the Elders watch over you.

(The Warriors departed to the ship, all except Titus. He turned and looked at Cody. Cody walked over to him. Titus embraced Cody.)

Titus: You know I don’t want to leave your side, dad. Let me stay with you.

Cody: No. You’re needed in Scotland with your team. I can’t afford you running around with me.

Titus: But who will fight for you here? What if you don’t catch the new warriors in time and the Gottlos make their disappear? They’ll send their War Machines. You can’t face them alone.

Cody: But I will find them. You are going back to Scotland with your team.

Titus: Dad…I need you. I already lost mom, I don’t want to lose you too.

Cody: You won’t.

Titus: How long will it take?

Cody: Not long. The Gottlos will soon make an attack here. I can feel it. Once that happens, they will hopefully be persuaded. But you have to go, Titus.

Titus: Goodbye, Dad.

Cody: Goodbye, son.

(Titus walked befriend to ship. Cody stood there and watched, as Titus boarded the ship. Neil and Scott both achieve their arm around. The engines started on the ship and the warriors set sail. As the ship left the island, Titus stood on deck and watched as Cody became fair a small spec in the horizon. And Cody stood on shore as the ship disappeared in the horizon.)

Scene: 3

(The Gottlos Imperial Ship flew high above the Earth’s atmosphere. Inside the control room, Gottlos Emperor Goestch sat in the commander’s chair. Jager enters the control room and stands before Goestch. Jager kneeled before the Gottlos General.)

Goestch: For years you have served you purpose in bringing countless bounties to their doom. Yet with your impressive resume and your incredible experience, you have failed to bring down the Gorgonite Prince.

Jager: Yes. But though the Prince has slipped from my grip, I know the location of where they have taken him.

Goestch: Never the less, I had strict order for you to retract the Gorgonite Prince. So where is he, Jager?

Jager: He and the warriors were on their way to America, a country on the western hemisphere of Earth.

Goestch: He must be searching for original warriors. Very well. (Calls) Lana Moon.

(Lana Moon, Goestch’s priest enters the control room. She walks past Jager. Jager stands to his feet and glare’s at Lana. Lana stands next to Goestch.)

Goestch: The Gorgonite Prince is somewhere along Earth’s western hemisphere. He must be on the move trying to find another compose of defense. I do not want Earth gaining another force of defense. I want these Z Warriors stopped here.

Lana: It will be done. And what shall we do with this one? (Pointing to Jager)

(Goestch looks at him and extends his hand. His use his Dark Magic to engulf Jager in a flame. Black fire consumes Jager and incinerates his body into nothing. )

Goestch: I have no room for failure in this army. Either you succeed or die trying. Wait for my order, and then go to Earth. I have plans for this isolated planet.

(Lana bows to the General and exits the control room.)

Scene: 4

(Cody’s detects a strange disturbance in the forces of Jeta. The wind begins to blow through his hair. The wind alerts him about unfamiliar groups making their plan toward the island. Brown and yellow loose leaves from the trees are driving by the wind. The wind blows them in the direction toward the bridge. Cody turns and heads in the direction that the wind fresh.

Cody walks through the wood terrain, cutting a path with his sword from his bag. He cuts his way through thorns, veins, and thicket. He stops when he gets in sight of the bridge. He stoops down behind a bush and takes out his rangefinder. Adjusting the scope he could see that there were men moving toward the island. Six military assault vehicles were carrying up to 24 men. Each of the men were dressed in uniform and battle gear and armed with AK47s. Cody effect the rangefinder away and ran back in the woods.

Once Cody was in the middle of the woods, he looked up to the sky. His eyes turn ghastly white. He causes the clouds turn gray up in the sky. Thunder sounds and lightning flashes. Lightning strikes the ground where Cody stood and in a flash Cody is gone. The lightning strikes again in another wood that stood 30 miles south of a nearby metropolitan. But a mile away, Cody found himself standing near a military command center.

Cody hides himself behind a tilted tree log. He took his rangefinder and pointed it toward the compound. There were people spicy all over the base. Communication took station over radio. Cody looked further and saw a man who looked to be a Sergeant Major. When Cody gets a capable look at his face, the man looked familiar. It was the man Cody saw in his vision. He was Michael Harrison. According to the vision, Michael’s destiny was to be the leader of the new Z Warriors. Michael was standing in front of a GPS tracker and Satellite monitor viewing the soldiers every move and every square foot of the island Cody just left. He was communicating by way of radio. Cody adjusted his wrist communicator’s radio frequency to choose up their conversation so he could listen in.)

Michael: Did you men find anyone or anything on that island, Lieutenant?

Lieut.: No, sir. There was no one here when we finally got here. Nothing was left from the ship either.

Michael: (to himself) Then who was on that island and what were they doing there? (to the Lieutenant) Bring you men back to the base.

Cody: (to himself) I better get to that safe house before they pick up my signal again.

(He picked up his bag and stood to his feet. He pulled out his Navigator and glanced at the coordinates of the safe house. Cody teleports and finds himself in the heart of the city of Everett. There in the city, he is standing on a rooftop. He looks out and sees the entire city from that roof. The navigator calculates a route to the safe house. Cody takes flight, cloaking himself in the clouds. He follows the route plotted out for him on the navigator. )

Scene: 5

(Cody lands his feet in the middle of a vacant lot with an old building in the center surrounded by dirt and trees. He looked around and then down at the navigator. The navigator showed that he was in the fair location. So he began to look around the lot. He walked over the unique two story building.

The Building was made of gray bricks. The entire lot was 55 acres. The building itself was 300ft long and 40 ft high and it looked to have been rebuilt. There were brick that looked to have been over twenty years old stacked underneath fresh bricks. The windows sills were ancient, but the window glass was new and tinted. Mold and Mildew were covering the bottom of the building. Along the building was neatly cut grass that sat up behind a sidewalk. On top of the building, Cody saw a large satellite and cable box. As Cody walked around to the back, he saw an airstrip and communication tower.

Cody goes to the main entrance of the building. He knocked and there was no answer. Beside the door on the left was a hand print scanner. There was a camera site in the top left comer of the door frame, covered by a tinted glass. The camera caught an image of Cody. Cody knocked again and there was still no answer. The image picked up by the camera was sent down to a monitor room deep within the sublevel of the safe house. There were nine monitors that stood next to an 8 x 8ft. computer monitor. Each monitor stood in a 3×3 square grid. On one of these monitors, Cody was being watched as he knocked on the door.

A man sat in the shadows in a chair in a tiny amphitheater, which was the monitor room. There were over 50 chairs in the small room. As he watches Cody on the monitor, he stands to his feet and walks out of the room, passing the office room and crime lab. He leaves the hall, passing the stairwell to the dormitories upstairs, coming to the main entrance. He goes to the door panel to open the door.

Cody stood in front of the door, still awaiting an respond. The metal doors open. The man inside the safe house steps out. His posture was tall like a Scotsman, his eyes blue, and other features similar to the man in Cody’s vision. He received the vision again and saw his face.)

Anthony: You must be Cody?

Cody: (Remembering his face from the vision) Yes. And I take you must be Henry’s Cousin Anthony.

Anthony: Don’t hold it against me. One day that man’s street smarts will get him killed. You have been debriefed on what I’ve been doing on in this country.

Cody: Actually, no. They said very limited to me. But as far as I know, your operation here is a secret to the Americans.

Anthony: OUR operation. I am a Z Warrior just like the rest of you, after all.

Cody: Henry must have told you of my vision.

Anthony: He did.

Cody: Nevertheless, we can never be sure until it is confirmed by the Court of Elders. Visions don’t always reveal what is the future. The forces of jeta that are within you lead me to you, but I won’t know until that time.

Anthony: When will that be?

Cody: When I find all the Warriors in the vision. But I am sensing the forces of Jeta illuminating in you. Could I see a note of your power?

(Anthony extends his hand. In the distance, a grand rock sitting in front of a tree begins to move around and lift off the ground. It levitates 8 ft. in the air for five seconds then falls relieve down.)

Cody: Good, for the start.

Anthony: I’ve only had very microscopic experience with it. But I have caught a mastery of my technopathy. I can manufacture anything with my hands that I can reflect of.

Cody: Obliging. (He and Anthony run inside) But to be a true master of technopathy, you must be able to gain anything not with his hand, but with his mind.

Anthony: (He closes the door slack him) How is that possible?

Cody: With time and training. The key is patience.

Anthony: How many elements are there?

Cody: There 7 seven. Fire, Air, Water, Land, the Mind, and the two most powerful: Light and Darkness.

Anthony: How does a person get his element?

Cody: The Forces of Jeta put the element to them. It based off of the righteous traits of the person and sometimes associated with their bad traits.

Anthony: So do you peek to a person’s character to find out what their element is?

Cody: Yes.

Anthony: How?

Cody: A lot of this you’ll learn in time.

Anthony: I hope I can keep all this knowledge in.

Scene: 6

(On the Gottlos Imperial ship, Emperor Goestch is in the Imperial Room of the ship with General Tzu and Colonel Tyson. The General and the Colonel are standing facing the Emperor as he sits on his chair.)

Tzu: Planet Earth is a smaller planet than our last conquest. Carrying out your plans should be no difficult task.

Tyson: How do plan to fulfill your conquest from here?

Goestch: I will get myself ruler of this planet and form a Galactic Empire. From here I will control every known system and extend my reach back to Aldebaran system.

Tzu: How will you accomplish this?

Goestch: In time, General. In time.

Tzu: What about the Gorgonite scum?

Goestch: During my reign, I will the Warriors outlaws and have them banished…or better yet…eliminated. They wouldn’t dare try to betray their own planet. So there would be no suspicion of a rebellion.

Tzu: What is our job?

Goestch: You will wait for Lana Moon to establish a rank on the planet. Once that is done, you will occupy your army to the planet. First, wipe out the Gorgonite Prince Cody. He is alone and has very little defense. Then, seize the leader of that country. I have information that tells me he is a very influential among the reach of the planet. I will not be long before my plan comes to fruition.

(Lana Moon enters the room.)

Goestch: (to Lana) Lana, the time is now.

Scene: 7

(Anthony and Cody walk through the safe house. They enter the first room of the house. On the floor was a bearskin rug underneath a coffee table. Around the coffee table were several couches and chair. Behind them was a fireplace surrounded by masonry. Beside it was bookshelf. Along the walls hung pictures and paintings. The floor was made up of wooden tile and the walls were painted with a light peach color. The ceiling was aligned with wood. )

Anthony: Just something to give the place a nice homely feeling. Something to relieve stress, you know.

(As they continued to pass through the room, they walked by eight massaging chairs on one side of the room, one slow another in a straight line. Across from them was a room with a billiard table, a bar counter with several drinks behind it, and a television mounted on a stand.)

Cody: Very cozy, I might add. I’m sure Henry would appreciate your assortment of liquor, if he were here.

Anthony: Another thing that will be the death of that man.

(They walk to the elevator. Anthony presses the down button.)

Anthony: Now this took over eight months to manufacture. Just something that should be very useful to our cause.

(The elevator took them to a sublevel beneath the suitable house. They entered a central hall that was surrounded by four large rooms. The floor was made up of silver metallic tiles with florescent lights along the base. Cody looked around the hall. Anthony walked him over to the arsenal room.)

Anthony: Here is the Arsenal Storage room.

(In every corner of the room there were all kinds of weapons. There was an assortment of guns and firearms in one corner. Every gun hung on a gun rack. There were also swords and daggers on another end. Lances and hammers on another. And special gadgets used in combat on the other destroy.)

Anthony: Many of these weapons I invented myself. Several were bought online. But a majority was supplied by McCoy.

Cody: I always wondered what McCoy was doing order and making all those weapons.

(They pass by the lances and hammers and went over to the corner where the guns were. There were seven guns sitting in glass cases. They were unique in do. Cody walked over to them and got a closer scrutinize.)

Anthony: Those are mere copies of the element blaster guns McCoy made. I don’t know if they function well. Haven’t really had the chances to test them. Hopefully, when you find the Warriors, I will.

Cody: Me too. McCoy never got a chance to test them either. And I’m anxious to see what they can do.

(They exit the Arsenal room. Across from the Arsenal room was the hangar bay. Anthony points a remote toward the roof and presses a button. Lights come on and shine down on an assault vehicle and car. He points the remote again to another part of the ceiling and lights shone down on seven jet pods lined up side by side in front of a platform. They were the size of compact cars.)

Anthony: These are some of the vehicles I managed to put together. I have at least one assault vehicle and working on one more. These jet pods are in working order. They can take you anywhere and require very little fuel. (He presses the button again; lights shone on a 30×10 ft Jet Craft that sat on the platform.) Tedious it is our jet craft. Sorry, I don’t have any fancy names for them. I’ve been so busy building them I never got the chance to.

(They exit the hangar bay and go back into the hallway.)

Cody: (Looking around the hall) What the other two rooms?

Anthony: (Pointing in one direction) That over there is the War Room. It’s a room equipped with several computers and a computer simulated where you can discuss battle plans, missions, and re-con. (Pointing in the other direction) And that over there is just a dressing room. A room filled with lockers for uniforms.

Cody: And do you have uniforms?

Anthony: No. Does Henry interrogate me to do everything?

Cody: No. No, he doesn’t. Maybe when I find the women of this team, they’ll work something out. I’m impressed, Anthony. There is no doubt that your element is the element of the mind.

Anthony: One last question. If you know what my element is, then isn’t that an automatic give away that I’m a Warrior?

Cody: No. And that is the flip side. Those who possess the power of the elements may not be the destined warriors. They have the freedom to do what they will with their powers. Those are the ones I retain my eye on. They usually turn out to become Gottlos Knight.

Anthony: But even if they aren’t the destined Warriors, could they still be warriors and fight alongside you.

Cody: If they chose to. It’s all about what they want to do. Free will.

Anthony: Are the Warriors journey or…forced to fulfill their destiny as Warriors?

Cody: No, never. Man or being cannot be forced to do anything, so long as he has free will. But they all have a purpose. Some take to it as fish to water, while others seek to avoid it. If he fulfills his destiny, then all is well. But if he doesn’t then, someone else will fulfill it. But for that man, he loses the opportunity to be a part of something he could never have dreamed of–the chance to make a difference, not just for his planet, but the whole galaxy.

Anthony: Even if I’m not a destined warrior, I will still help the warriors anyway I can.

Cody: I can tell.

Anthony: Well Cody, I guess your mission has officially begun.

Scene: 8

(Lana Moon landed in the status on here homing beacon. Her craft landed on the same island where Cody was spotted. Her ship was invisible and silent. Her craft landed in the middle of the island. Before exiting, she pulled on her Gottlos shroud that shielded her from satellite frequencies and other tracking devices. Everything on her ship was cloaked with a special procedure. No one could know where she was or what she was doing.

From her side patch, she pulled out a remote device and pressed a button. The back cargo bay of her ship opened and a large 30 ft box rolled out on the island. She walked over to the box and pulled open another latch. Five hundred small devices came crawling out of the box on four legs. They crawled all over the island. Each one stopped in a certain location to embed themselves in the ground. Drills came out of the bottom center of their structure and would drill a hole into the ground. The runt machines would be drilled into the ground. Once they were in the ground.

Lana Moon pressed another button on her remote. In one area of the island, a metallic foundation was made by the small machines. Then, once the foundation was complete, a thirty ft. building was mechanically constructed out of mechanical cubit squares. The squares formed themselves one on top of the other in hasty speed. They soon formed the building that the Gottlos would use for a Command Center.

While the Command Center completed its construction, in another area one hundred ft. away, a fifty ft. high fort was under construction. The fort formed itself all around the location of where Lana was. Staying hidden on the island, the fort was formed behind the thick trees. It stood so high that the fort hid everything that stood behind it.

Several other buildings were constructed. A 5 hangar bays and garages were made on the east wing of the fort. In them, several ships, jets, and vehicles were supplied in the construction. Five storage buildings were made with weapons and gear at ready.

The entire base was under the cloaking device. It remained invisible to the tracking devices of the military base. No one there knew of the horrible.

Lana Moon stood in satisfaction as the Gottlos base came into completion. She pulled out her communicator and contacted Emperor Goestch.)

Lana: The imperfect has been completed.

Goestch: Then we are ready for the next phase of attack. Find the Gorgonite Prince.

(Lana put the communicator away. She used her remote again and pointed it toward her ship. Out of the cargo bay came three large spheres. They were mechanical spheres programmed for search and battles. They had to able to levitate and sail. As they came to Lana, she state their coordinates to go into the city and secure Cody. After the coordinates were set, the spheres cloaked themselves with invisibility. They went off the island and headed for the city. Lana turned and headed inside the base to prepare for General Tzu arrival.

At the military base, men were working around the clock. Trucks were being unloaded and crates were being transported by forklifts into storage compartments. Inside a room in a building on the base, men sat in front of monitors, watching for anything unusual. Michael stood in front of a computer watching the satellite footage from earlier that day, when Cody first arrived on the island. Once the footage was done, he walked over to the monitors and took a notice at the screen. There was still nothing they could see.)

Michael: Has there been anything else since this morning?

Lieutenant: No, sir. It’s been very quiet.

Michael: (Looking back at the computer with the satellite uplink of Cody on the island, to himself) What are you doing here?

Scene: 9

(It was 12:00 am and Cody was awake. He stood by portrait he hung on the wall in his room in the safe house dormitories. The portrait was itsy-bitsy, holding a picture of Titus and his mother Gloria.

The room was created by a computer simulation to design a room that was edifying to Cody. Its compose was similar to his livelihood on Gorgon. He had a bed made for a prince with all the tapestries and furniture of a Gorgonite Prince. On a wall across the room was his Elder’s Mirror that he used to make a portal to the Court of Elders to communicate and visit with the Elders. It was a large circled mirror that took up an entire wall.

Cody stood in front a small table set before the portrait. He lit a candle and there reminisced of the time he shared with the Warriors from Scotland. He pulled from his bag a jar of incense and set it down on the table. He then lit a match that he dropped into the jar. The smell of incense filled the room.

Cody then sat down on the floor on top of a circled rug and meditated. The vision rushed back into his mind. There he saw his Warriors again. The vision concentrated on Michael the man he saw at the base. Cody could feel the forces of jeta soaring through him. The vision then took him to Anthony and there rested.

There was a knock at the door. Anthony opened the door from outside the room and entered. He walked in and set down a two tall files in front of Cody. A logo on the files read Gorgonite Science Observatory.)

Anthony: Titus sent these in the mail. He wants you to call once you got them.

Cody: (Standing to his feet) Finally, now I can get down to business. These are plans to expand the observatory we started in Scotland. (Cody puts the files in a briefcase and pulls out the blueprints from his bag) I am the founder of it and Titus is our president. Our plans are to expand the observatory it here in America so we can have a steady income to fund our cause. Being a Warrior does cost money, especially with what I have planned.

Anthony: Do you have money for the building cost?

Cody: (Pulling out the suitcase full of diamonds) I think we do.

Anthony: With all that, who needs a flowing income?

Cody: The Revenue stream must keep flowing and with the cost of what I’m trying to execute, these diamonds will only get me started. I need a method to get in contact with the mayor of the city, to discuss the plans with him and building permit, etc. And I need a way to cash in these diamonds.

Anthony: I know the perfect jeweler.

Scene: 10

(The War Spheres reached the outskirts of the city. In a triangular formation, they moved into the city. Still invisible, passersby went about their daily lives. Cars moved along the highway. People walked along sidewalks.

There was a man walking along the sidewalk and came to the crosswalk. He was a man was had the same young watch Cody did. He was carrying a briefcase in his left hand and dialing on his cell phone with another. He stopped and waited for the signal to sinister the street. One of the Spheres came halt to the man. The man looked on at the light in front of him, not seeing the War machine in front of him. The Sphere scanned the man face and there was no match of him to Cody. As the light changed, the man crossed the street. And the Sphere joined the others in the formation.

They passed over fifty people, using their scanner to find Cody. But he was not found among them. They continued their search and moved through the city.

Cody was in the serve office of the jeweler. He sat alone for the moment and waited for the jeweler to arrive out of the observatory, where he examined Cody’s diamonds. Once he was done, he joined Cody in the office and sat down at his desk. The look on his face was one of astonishment.)

Jeweler: You have a very impressive collection of diamonds, Mr…?

Cody: Griffin. Cody Griffin.

Jeweler: Yes well, Mr. Griffin, I can only dare to ask how you came to acquire these glowing diamonds.

Cody: Family heirlooms. They were passed down from my great grandfather, who was Count.

Jeweler: A Count? No wonder. You peer, I figured that with all these diamonds, you had to have belongs to some royal family of some sort.

Cody: (quietly) You have no notion.

Jeweler: A marvelous collection. So, who is check made out to?

Cody: (hand him a card) Have your accountant forward the money to this account number?

Jeweler: Surely. And thank you, Mr. Griffin.

Cody: No, thank you.

(Cody leaves the Jewelers office and heads out the door of the jeweler. He walks outside to his car that is isolated parked right out front. As he reaches the car, he feels an unfamiliar presence.

The War Spheres advance the Jeweler. Their scanners engage up Cody’s signal and they move in. They stop right in front of the store.

There were many people in the town square around Cody. Cody didn’t want to cause a ruckus. He got inside his car and tried to drive away, but his car was stopped by the Spheres unveiling themselves. People all over the square screamed at the sight of the Spheres. They ran frantically all over town.

Cody got out of his car with his sword, pulling off the coat to his nice and fancy three piece suit. Cody’s sword is made of a blade with a strong indestructible metallic alloy that can cut through anything an alloy similar to the Spheres metal. He stood ready.

Cars all around him stopped and scatter. Many of the people inside the car jumped out and ran away. With all the commotion the area was cleared by police sirens. Several cars came and stopped behind the machines. Cops got out and pointed their guns and started firing. But their bullets weren’t working; they didn’t even leave a scratch. A Sphere that was hit turned to officers. A Plasma Canon extended from the beneath its eye at the center of its structure. A shot was fired and a blast went soaring at the cop cars. Upon impact, an explosion occurred that knocked the cops and their cars benefit ten ft.

One of the Spheres opens at the bottom of his structure. A 5×4 cylinder lowers. Mechanical legs extended from the cylinder, as the Sphere touched the ground. It then stood in front of Cody with two blaster canons on both sides. The other spheres a machine gun from their center and razor keen claws from both sides. They lowered themselves in front of Cody.

Cody draws his sword and stands ready. The Spheres attack. Cody leaps over and dives to the left, as three claws came down toward him. He rolls to his feet. The Spheres charge again striking with their claws at the prince. Cody deflects each strike with his sword and avoids being hit with his great acrobat skill. Cody finally manages to knick the arm of one of the Spheres. That Sphere draws itself back.

The other two continued the attack by firing random shots at Cody. Cody’s sword was strong enough to deflect the shots. But the Sphere with legs charged its blaster canon and prepared to fire. It targeted Cody, locked on to him, and fired. Cody sensed the fire, ahead of time, and took flight in the air. The shot missed him and hit the ground in front of the two Spheres, knocking them back. The shot left damage in the road under them. People clearing the area caught a see of Cody floating in the air and landing on his feet. Once Cody landed, he was attacked by the Sphere with legs.

Cody slowly backed away from the tall Sphere. The others continue to fire at him. But Cody uses his Jeta powers to create a Light Shield around him. But the larger Sphere fires a Plasma blast at him. Cody jumps unhurried the car, missing the blast and shielding himself from impact. The Spheres terminate in. Cody jumps over the car and attacks the colossal one. He takes his sword and cuts off the front legs of it. The Sphere falls to the ground. Cody jumps in the center and stabs the Sphere in the eyes. With his powers, he charges lightning through the Sphere, frying the circuits and motherboard.

The rest of the Spheres continue to fire. Cody shields himself and takes to the sky. He flies wait on to the safe house, transforming into oxygen. He escapes the fight.

The remaining Sphere turn invisible and fly back to the Gottlos base, leaving the fallen Sphere behind.)

Scene: 11

(Lana Moon walks over to the Landing Pad of the Sinister and waits for the crater ship to land. The ship would be carrying General Tzu and Colonel Tyson along with their army of Battle Machines.

The ship made its way through the Earth’s atmosphere. Moon could see it above the island. It soon reached 5,000 ft. and started its landing. The ship slowed and began to lower its landing gears. The ship hovers over the landing pad at 100ft. The ship lands and the door opens from the side of the ship. Imperial knights come off first with spears in their hands. They come off and step to the side of the ramp. General Tzu and Col. Tyson follow.)

Lana: Gen. Tzu, I trust that your army is ready to carry out the Emperors plans. If you suceed, then nothing will stop the formation of our empire.

Tzu: Priestess Moon, the plans of our Emperor will be carried out without flaw. Remember, I have capture five planets already. This mission will be accomplished. And no Gorgonite scum will stand in my way.

Lana: Be mindful, the Emperor will not tolerate failure. Now gentlemen, your novel base awaits you.

(Lana, Tzu, and Tyson walk through the base. As they go through the base, Worker Machines unload Crates from the cargo bay of the ship.

Unknown to them, Tzu and Tyson did not have the cloaking devices Lana had. Their images were picked up on the satellite uplink at the Naval base. Michael is standing advance the monitor as the uplinks shows the two men. The GPS showed that they were on the island. There were two guards standing by waiting for Michael’s orders.)

Michael: Prepare a team and get to that dwelling.

Men: Yes, sir.

(They leave the room. Michael turns and looks at the uplink again. He sees that this time the men are different.)

Michael: Get the NSA on the phone. I want to know who these people are.

(In the base’s garage, and attack force assembles. The men gather their weapons and load up in Hummers and Assault vehicles. Michael gears up and joins the men.)

Michael: Alpha team 1, you’ll send your strike force in first. Alpha 2, you will follow closely behind them. Delta 1, 2, and 3 will stay behind with me for backup. Let’s move.

(The vehicles drive out of the garage and off the base. They head west toward the island and the Gottlos base.

Scene: 12

(Cody reaches the safe house. He entered the door. Anthony is seated in the main room on the couch watching the news. Cody enters the room and sits on the couch adjacent to Anthony. On the news was a cover myth of Cody’s battle with the War Spheres. Anthony looks at it in disbelief.)

Anthony: Well, I guess our operation is no longer a secret.

Cody: And the Gottlos is starting to effect their move.

(Cody takes his shirt off and lays it on the couch. There were bruises on his chest and his ribs. A slash was under his chin.

Anthony presses the pause button on the remote. An image of one of the War Sphere freezes.)

Anthony: What is that thing?

Cody: The Gottlos War Spheres. The toughest of there War Machines. What I want to know is how did they salvage here without me sensing them.

Anthony: A cloaking device. (Showing a clip of them turning invisible on the news) Their invisibility cloaks them from any tracking device. That’s why I couldn’t pick them up on our monitors.

Cody: And Jager must have gave them the tip of my coming here to America.

Anthony: Were you followed?

Cody: No, fortunately. But it won’t be long till they will search me out again. I need to find my warriors. But how?

(A woman dressed in a white gown appears in the safe house main room. She had golden hair and her face looked as young as Anthony. Anthony is startled.)

Gamble: I recommend patience, Elder.

Cody: Elder Gamble. Have the Elders receive any tips on the Gottlos?

Gamble: None you don’t know already. Except, the Gottlos are under the rule of a new Emperor. We don’t know much. His name is Jon Goestch, a Gottlos pirate who was once an Elder. During the Gorgon Rebellion, Goestch turned to darkness and became on the Generals of the Gottlos. After you recent victory over the Lamar Khan, Goestch became the new Emperor. No one has seen his face. The Veil of Darkness hides his face.

Cody: The Veil of Darkness only covers those who have commited murder.

Gamble: He is a chief suspect in the murder of your parents. But we haven’t been able to find him guilty because he is constantly on the run.

Cody: Then my mission has become two-fold. I need to find my Warriors and Jon Goestch.

Gamble: May the Forces of Jeta guide you. We will be watching. (She disappears.)

Anthony: Jon Goestch. I start a file on him. What do you think his next move is?

Cody: The Gottlos are close by. Do you have connections to US Satellites?

Anthony: Even better I have my own.

(Anthony and Cody go to the computer room. Anthony activates the capable house satellites. He sets his setting on situation outlook.)

Anthony: I designed a program that allosw us to see what’s surrounding the Earth’s atmosphere.

(A grid pops up. It shows an icon sitting outside the earth’s atmosphere.)

Anthony: Something’s out there all right.

(Anthony activated the monitors to show satellite footage. The monitors activated and showed video footage of the Gottlos Imperial ship outside Earth’s atmosphere. A hatch opened on the ship and a craft was making its draw to Earth.)

Cody: They’re sending more War Machines. (Moving to the Arsenal room) Get a lock on where that craft is going and program the location in my navigator. Then get in contact with Titus and Rain. Let them know that I’ve made contact with the Gottlos and am going to investigate a suspected attack. (Entering the Arsenal room) Hopefully, I won’t be seen. I can’t make my move until I find my Warriors. But I have a gut feeling that the Gottlos are not ready for a fight themselves.

Anthony: I’ll salvage your navigator.

Scene: 13

(Michael is on the road to the island to confront the unfriendlies spotted there. He rides in the backseat of the Hummer and is on the phone with an Agent from the NSA.)

Agent: Our records expose nothing of these people—who they are or where they are from.

Michael: Then they’re aliens or possibly terrorist.

Agent: Exercise caution. We don’t know what they are capable of either.

Michael: Hopefully after this exploit, I’ll tell ya.

Agent: Be sure to infiltrate every part and take prisoners if you have to.

Michael: Will do. (He hangs up.)

(Cody flies above in his Oxygen form. He sees the vehicle intriguing below and decided to go faster. The last thing he wanted was any humans being harmed by the Gottlos.

He lands on his feet once he reached the island. He stands on a tree limb and turns wait on into his human self. He sees the Gottlos base a far off and pulls out his Rangefinder to glean a closer gape. He saw that he was within hundred yards of the base. He looked to the entrance and saw the Battle Machines standing guard. He lowered his Rangefinder and meditated. His mind was able to look pass the wall and witness the Gottlos Command Center and the people inside it. He saw Lana Moon discussing plans with Gen. Tzu. And he saw the landing of the craft, bringing in more War Machines. Cody discussed to depart in and infiltrate.

In the Roar Center Gen. Tzu and Lana were leaving the room and heading to a look out window to see the arrival of the other War Machines. Out of the window they saw worker machines unloading the first arrival from Tzu’s ship and storing them in a storage building. The craft landed on the landing pad and worker machines began unloading the weapons and machines from that ship and taking them to another storage building. )

Tzu: A very bold move for the Emperor to attack one the leaders of Earth. It will certainly start a war.

Lana: Does that frighten you, General?

Tzu: No, I’m just saying. We don’t want to be bombarded with Earthling attacks, when we need to concentrate on eliminating the Gorgonite Scum.

Lana: That is why you eliminate them first. Make them vulnerable, take out their defenses, make sure they can do nothing but stay at bay.

Tyson: It won’t be easy.

Lana: Of course not. But let that fear drive you to rage and malice. With it, you will crush the Earthlings and the Gorgonite Scum.

(Cody makes his way over the wall of the deplorable undetected. He lands behind one of the storage building. From there he looked into the Command Center and saw Lana Moon and Tzu consulting with one another still. He looked at the Worker machines loading the army into storage building. He decided enter in and see how many there were. He made his body hollow, using the supernatural force of the element of Darkness. He walked through the wall and saw that there were over five hundred War Machines. He posthaste exited when he heard a noise. But as he left through the wall. Battle Machine detected his presence and moved in on him.)

BM: Hold it right there.

(Cody turned with his hands in the air. He thought quickly and drew his sword and slice both their heads off. As the machines fell, more machines saw him and began an attack. Cody knowing he was in trouble tried to hasten, but was under heavy fire by the machines. He place a shield around him. The Base yard erupted into a battle scene. Cody fight against the War Machines.

In the Command Center, Tzu and Lana looked and saw the Elder fighting with the machines. Lana sensed that humans were on their way to the base as well. They turned and began to leave.)

Lana: Get benefit to the Imperial ship. I will near and notify you when it is safe. Order your ships to take the remaining war machines aid with you until you return. Leave nothing. These Earthlings must not learn of our plot.

(Tzu and Tyson go and leave Lana.)

Lana: I will deal with this Elder myself.

(The General and his Colonel boarded their ship and left the island. Cody, while being under heavy fire, caught a glimpse of the General. They achieve their craft into flight and left the island.

As they flew into Earth’s Atmosphere, Michael could notice the ship leaving, but could not because of how he sat in the hummer see where they were going.)

Michael: (To his men) Let’s move.

(Attend in the battle, Cody was protected by his shield from the machines rapid fire. But suddenly all the machines vanished. Cody lowered his shield. Lana Moon walked out toward him. She drew her staff and prepared to fight the Elder.)

Lana: Elder Cody, within days you and this planet will gaze the greatest army the galaxy has ever seen.

Cody: An army that will fall, Priestess.

Lana: Fool, you have no warriors here.

Cody: I will.

Lana: The people on this part of the planet are not as naïve as your friends in Scotland. They won’t believe a word you say. They will condemn you as a lunatic and incarcerate you.

Cody: There are those who will learn the truth.

Lana: Your truth and morales are for the weak-minded; those who ignore glory for self-righteousness; who ignore riches for a life that will gain them nothing.

Cody: The riches of the universe cannot compare to price of innocent lives.

(Lana attacks Cody. Cody takes his sword and fights the Gottlos High Priest.

The Assault team from the naval base assemble one hundred yards away from the base. They pick up out of their vehicles with weapons in hand. The teams gather together. Michael gets out the Hummer. He looks to Alpha team 1 and motions them to go. The team heads into the woods into the base. Alpha 2 follows behind from twenty yards behind. The other teams cease back. Michael walks over to the radio on the Assault Vehicle and calls the team leaders.)

Michael: Alpha Leader one, this Delta Leader one. Do you read me?

AL1: ( on radio) Delta Leader 1, this is Alpha Leader 1. Roger, sir. We are heading toward the entrance of the facility. We are coming to a wall of some sort. Seems to be made of metal. My men are trying to get it open, but can’t. We’re going to propell down on the other side.

Michael: Be careful, Alpha Leader. Alpha leader 2, stand by.

AL 1+2: Yes, sir.

(In the fight, Cody and Lana fight intensifies. Their wepons clash and powers seem to match one anothers. They contiue to fight moving all throughout the base. Lana runs tedious the storage rooms. Cody walks with caution, following her. Lana sees Cody coming after her and she soars to the roof. Once she was on top, she fired a spiral of darkness down on him, a spiral known to strip a man of flesh. Cody senses the attack and repelled it with a spiral of light. The Light seemed to overpower the darkness. Cody intensified the attack. The Light knocked Lana off the roof. She fell to the ground hard. Her impact left a cravest in the ground. Cody charged her. They fought.

The strike force could hear the battle as they went over the wall. One soldier reached the top and propelled down. He turn to the battle and saw the fight between Cody and Lana. He frozed in shock and unbelief. Cody and Lana had an exchange of blast. The more power they display in front of the soldier, the more frightened he became. He dropped his weapon. Cody saw the young man standing in the distance. Lana attacked again and hit Cody. The impact knocked Cody back into a tree. Lana turned and saw young man and the ropes of the other. She fired a blast to cut the ropes and burn them. The men climbing the wall fell to the ground. The soldier was alone. He could move because of fear. Lana smirked and fired a blast killing the soldier, leaving a grand hole in the center of his chest.

The strike force called for backup to arrive. Alpha team 2 came and began to propell over the wall.

Cody stood to his feet and watched as the soldier’s tiresome body fell to the ground. He looked to Lana. She smiled in satisfaction and disappeared. She casted a dark spell that made the War Machine in the stroage buildings invisible. Cody stood alone with the young soldiers dead body. He walked over to it. Once the team made it over the wall, they found Cody with the dead body of the soldier. They all surrounded him and pointed their guns at him.)

Soldier: Drop your weapons! On the ground now!

(Cody didn’t want to start a bad reputation with the Americans. So he stood there with his hands in the air. The soldiers continued to bark orders at him.)

To Be Continued…

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One of my early dealings with a potential financial planner got sever short when it became all to apparent that this individual was more concerned with getting me to commit to as many products as possible and less concerned with my long-term financial health. That’s was o-k though because it was just the wake-up call I needed.

I did my research and found a person who was just as interested in my modest finances as they were in someone who just won the New York State Lottery.

Just as a good doctor can evaluate your personal health, a good financial planner can evaluate your “financial health” as well. Many investors stay up to date with stocks, mutual funds mortgages and IRA’s, yet may miss out on the bigger scheme of things that comprises an investment strategy. They may approach their finances piece-meal and without an overall strategy.

Finding a financial adviser used to mean calling a few successful friends and asking for a recommendation. While that may be a genuine starting point, these days its only the tip of the financial iceberg. Now, the tools available for evaluating potential financial befriend are far better. Broker checks, online referrals for financial planners, background checks by regulators, and even internet searches are all available now, but even these tools fail if they are used in the true context. According to Charles A. Jaffe – personal finance writer and author of “The Right Way to Hire Financial Help” (MIT Press) — the biggest mistake people make is not interviewing at least three candidates when searching for a good financial planner . Comments Jaffe, “…The first person you talk with may sound good, but you’ve got no basis for comparison…”

Many mid-career people are able to read up on the basics of portfolio construction and pick a list of mutual funds for their individual retirement accounts and 401(k) plans that hit all the major asset classes. But the closer an individual heads toward retirement, the decisions become more complex. Would you believe as people get older more than half of their spending ends up going to pay taxes? Good advisers can help minimize taxes and note individuals how to tap into investments for an income-stream.

The website Find-a-planner.com has some excellent advice on how to narrow down your choices for a financial planner:

1. Know what you want: Determine your general financial goals and specific needs (insurance policy, estate planning, investments, education, etc.).

2. Be prepared: Read the newspapers and finance publications to maximize your familiarity with financial planning strategies and terminology.

3. Talk to others: Get referrals from advisors you trust, from colleagues and friends. Or contact FPSC for a referral to a professional financial planner.

4. Look for competence: Many degrees and designations are held by individuals working in the financial planning and investment services. Choose a professional. Choose a Certified Financial Planner professional who has met high standards of financial planning professionalism and abides by a Code of Ethics.

5. Interview more than one planner: Ask them to outline their education, experience and specialties, the size and duration of their practices, how often they communicate with clients, and whether assistants handle client matters. Acquire sure you feel comfortable discussing your finances with the individual you rob.

6. Do abackground check: Depending on their background, call their professional associations to check on their complaint portray and to see if they are a professional in good standing.

7. Ask for references: Find out if the financial planner works with any other professionals such as accountants, insurance agents or legal advisors. Request references from these individuals.

8. Know what to expect: Ask for a registration or disclosure document detailing method of compensation, conflicts of interest, business affiliations and personal qualifications.

9. Get it in writing: Request a written advisory contract or engagement letter to document the nature and scope of services the planner will provide. You should also understand how the planner will be compensated.

10. Re-assess the relationship regularly: Financial planning relationships are quite often long-term. Review your relationship on a regular basis, making determined your planner understands your needs as they change and develop over time.

The National Association of Personal Financial Advisors (www.napfa.org) offers a detailed sample questionnaire to help you interview potential financial help.

Remember, any financial planner worth his or her salt will appreciate the legwork you put into considering them to handle your finances.

You’re one of those, go-getting, micro-business entrepreneurs or an used fashioned minute business owner … and that means its up to and you alone to determine whether or not you can provide a group healthcare idea to your close-knit workforce. These days, business owners in your location need more than fair health insurance for themselves, the availability of group health has become an considerable recruiting selling point. Besides, it’s frankly in your best interest to be on a group idea rather than an individual concept. Group health plans often have richer benefits and lower premiums overall because of their shared risk/shared cost structure.

Once you’ve made the decision to offer a group medical opinion, you should be aware of the types of health plans available and the many features and benefits they provide. There are many types of group insurance programs. However, I’ll only focus on plans specifically designed to be comprehensive workforce oriented healthcare solutions rather than those focused on specific medical issues.

This is all simpler than its sounds. You gape, most health insurance plans can be broken down into four major categories: Comprehensive Major Medical, HMOs, PPOs and Self Funded Plans.

First Up, the Comprehensive Major Medical Plan

This type of group health policy will provide benefits for expenses incurred by an employee for most medical treatments. This includes benefits for treatments in a hospital, for physician services in or out of a hospital, for treatments needed for the care of accidental injuries, for treatments incurred during pregnancy, and most other medical costs incurred from a “medically famous treatment.

Here are the four riders that can traditionally be attached to comprehensive major medical plans:

Prescription Drug Card – allows for shrimp co-payment by employee when purchasing prescription drugs.

Supplemental Accident Benefits - provides first dollar coverage with no deductible for treatment of accidental injuries.

Dental/Vision Benefits – provides insurance for the specific cost of dental and optical treatments.

Skilled Nursing Care/Home Health Care – provides coverage for the cost of ongoing care in a skilled nursing facility or in the home.

Comprehensive major medical coverage is the well-liked option of most exiguous business owners and micro-business entrepreneurs. However, due to the enriched benefits provided by major medical plans, it can be a fairly costly choice. Secondly, The Health Maintenance Organization (Group HMO)

The sometimes infamous: Health Maintenance Organization (aka HMO) is in reality collected mannered Bruce Banner (sorry, fair kidding) HMO’s are managed health care platforms. They apply built-in cost containment features to abet sever the risk of loss to the underwriting insurance company, thereby reducing the cost to business owners such as, well … you. Here’s an example: Many Blue Cross/Blue Shield plans have HMO options that provide relieve plans for employees who resolve physicians from a well-liked / participating roster of health care providers.

Typically HMOs are organized in worthy the same diagram. The inequity centers on the procedure the physician “panel is structured. You explore, prepaid group practice HMOs include practitioners that are located together in an office/complex and are hired by the thought and paid a salary. Individual practice association HMOs include participating physicians who practice individually and are contracted by the HMO. In both cases, the HMO is receiving a prepaid premium from the opinion participant.

Next Up, The Preferred Provider Organization (Group PPO)

The not so execrable at as all that Preferred Provider Organization is very similar to the HMO, at least in terms of horrible plan. Group PPOs are unbiased groups of physicians and hospitals that contract with employers, insurance companies, or third party administrators to provide health care services at reduced fees. Like HMOs, PPOs may be structured as group or individual practices.

The distinguished differences between Group HMOs and Group PPOs play out as follows:

PPOs do not provide benefits on a prepaid basis but on a fee-for-service basis as services are rendered.

Fees are usually subject to a schedule old by all PPO participants.

Conception participants do not have to consume the PPO physicians or facilities. They can get a choice each time health care is vital. However, PPOs usually have lower deductibles and lower co-payments.

Lastly, The Self-Funded Group Medical Plan

The Self-Funded Opinion involves an blueprint whereby the employer assumes all the responsibilities and liabilities that an insurance company would normally take. Basically, the employer is responsible for payment of all claims. However, can problems arise if your workforce incurs expansive claims. Therefore, most self-funded group medical plans will be less economically feasible for puny business groups but will work quite effectively for firms with medium-sized groups due to the reduced risk.

There are various partially self-funded group health plans that are more feasible for puny groups. An insurance company would underwrite this type of notion. The employer would be responsible for the co-insurance part of the major medical opinion, while the employee is responsible for the appropriate deductible. Traditionally, the co-insurance fragment of a major medical thought is 80% of the $5,000 of medical costs that exceed the deductible. The insurance company is then responsible for all amounts exceeding the deductible and co-insurance.

The total annual aggregate out-of-pocket expenses for the employer work out to be what the average annual cost of a full-blown major medical opinion would be for the same group. Therefore, if a company has a fairly pleasant health history, it may achieve some money with a partially self-funded belief.

Remember, two or more of the group-oriented health insurance plans above can be conventional in concert with a variety of tax saving strategies.

Before You Go, Here’s a Mark About Group Cafeteria Plans

Cafeteria Plans are available to business owners and their employees for the purpose of funding employee benefits with pre-tax dollars. The essence of a cafeteria opinion, as described in IRC Portion 125, is that it allows each participating employee to determine among two or more benefits. In particular, the employee may “bewitch nontaxable benefits by foregoing taxable cash compensation. Benefits under a cafeteria opinion are minute to cash and positive statutory benefits, including medical, disability and other accidental or health notion coverages, group term life insurance, dependent care, group honest services, and 401(k) plans.

There are many different methods of initializing cafeteria plans for exiguous businesses. Every dinky business is different, and cafeteria plans should be approached with that thought in mind.

The choice of what type of group health insurance view will best fit the needs of your workforce isn’t easy one. However, having a basic knowledge of what is available can originate the decision a minute easier. The bottom line is a more notable put a question to. “Do you want a thought with quality features and benefits? ” or “Do you want to build money? ” In most cases, you will collect it difficult to have both.

You’re one of those, go-getting, micro-business entrepreneurs or an worn fashioned miniature business owner … and that means its up to and you alone to resolve whether or not you can provide a group healthcare conception to your close-knit workforce. These days, business owners in your space need more than objective health insurance for themselves, the availability of group health has become an notable recruiting selling point. Besides, it’s frankly in your best interest to be on a group belief rather than an individual belief. Group health plans often have richer benefits and lower premiums overall because of their shared risk/shared cost structure.

Once you’ve made the decision to offer a group medical understanding, you should be aware of the types of health plans available and the many features and benefits they provide. There are many types of group insurance programs. However, I’ll only focus on plans specifically designed to be comprehensive workforce oriented healthcare solutions rather than those focused on specific medical issues.

This is all simpler than its sounds. You examine, most health insurance plans can be broken down into four major categories: Comprehensive Major Medical, HMOs, PPOs and Self Funded Plans.

First Up, the Comprehensive Major Medical Plan

This type of group health policy will provide benefits for expenses incurred by an employee for most medical treatments. This includes benefits for treatments in a hospital, for physician services in or out of a hospital, for treatments needed for the care of accidental injuries, for treatments incurred during pregnancy, and most other medical costs incurred from a “medically essential treatment.

Here are the four riders that can traditionally be attached to comprehensive major medical plans:

Prescription Drug Card – allows for miniature co-payment by employee when purchasing prescription drugs.

Supplemental Accident Benefits - provides first dollar coverage with no deductible for treatment of accidental injuries.

Dental/Vision Benefits – provides insurance for the specific cost of dental and optical treatments.

Skilled Nursing Care/Home Health Care – provides coverage for the cost of ongoing care in a skilled nursing facility or in the home.

Comprehensive major medical coverage is the well-liked option of most dinky business owners and micro-business entrepreneurs. However, due to the enriched benefits provided by major medical plans, it can be a fairly costly choice. Secondly, The Health Maintenance Organization (Group HMO)

The sometimes infamous: Health Maintenance Organization (aka HMO) is in reality level-headed mannered Bruce Banner (sorry, fair kidding) HMO’s are managed health care platforms. They apply built-in cost containment features to support gash the risk of loss to the underwriting insurance company, thereby reducing the cost to business owners such as, well … you. Here’s an example: Many Blue Cross/Blue Shield plans have HMO options that provide succor plans for employees who decide physicians from a favorite / participating roster of health care providers.

Typically HMOs are organized in distinguished the same plan. The dissimilarity centers on the intention the physician “panel is structured. You sight, prepaid group practice HMOs include practitioners that are located together in an office/complex and are hired by the concept and paid a salary. Individual practice association HMOs include participating physicians who practice individually and are contracted by the HMO. In both cases, the HMO is receiving a prepaid premium from the opinion participant.

Next Up, The Preferred Provider Organization (Group PPO)

The not so unfriendly at as all that Preferred Provider Organization is very similar to the HMO, at least in terms of evil idea. Group PPOs are impartial groups of physicians and hospitals that contract with employers, insurance companies, or third party administrators to provide health care services at reduced fees. Like HMOs, PPOs may be structured as group or individual practices.

The famous differences between Group HMOs and Group PPOs play out as follows:

PPOs do not provide benefits on a prepaid basis but on a fee-for-service basis as services are rendered.

Fees are usually subject to a schedule mature by all PPO participants.

Idea participants do not have to expend the PPO physicians or facilities. They can build a choice each time health care is significant. However, PPOs usually have lower deductibles and lower co-payments.

Lastly, The Self-Funded Group Medical Plan

The Self-Funded Conception involves an method whereby the employer assumes all the responsibilities and liabilities that an insurance company would normally win. Basically, the employer is responsible for payment of all claims. However, can problems arise if your workforce incurs grand claims. Therefore, most self-funded group medical plans will be less economically feasible for dinky business groups but will work quite effectively for firms with medium-sized groups due to the reduced risk.

There are various partially self-funded group health plans that are more feasible for limited groups. An insurance company would underwrite this type of notion. The employer would be responsible for the co-insurance allotment of the major medical thought, while the employee is responsible for the appropriate deductible. Traditionally, the co-insurance fragment of a major medical view is 80% of the $5,000 of medical costs that exceed the deductible. The insurance company is then responsible for all amounts exceeding the deductible and co-insurance.

The total annual aggregate out-of-pocket expenses for the employer work out to be what the average annual cost of a full-blown major medical understanding would be for the same group. Therefore, if a company has a fairly genuine health history, it may effect some money with a partially self-funded belief.

Remember, two or more of the group-oriented health insurance plans above can be outmoded in concert with a variety of tax saving strategies.

Before You Go, Here’s a Designate About Group Cafeteria Plans

Cafeteria Plans are available to business owners and their employees for the purpose of funding employee benefits with pre-tax dollars. The essence of a cafeteria conception, as described in IRC Piece 125, is that it allows each participating employee to determine among two or more benefits. In particular, the employee may “take nontaxable benefits by foregoing taxable cash compensation. Benefits under a cafeteria view are microscopic to cash and distinct statutory benefits, including medical, disability and other accidental or health conception coverages, group term life insurance, dependent care, group good services, and 401(k) plans.

There are many different methods of initializing cafeteria plans for miniature businesses. Every exiguous business is different, and cafeteria plans should be approached with that view in mind.

The choice of what type of group health insurance notion will best fit the needs of your workforce isn’t easy one. However, having a basic knowledge of what is available can get the decision a itsy-bitsy easier. The bottom line is a more notable demand. “Do you want a idea with quality features and benefits? ” or “Do you want to establish money? ” In most cases, you will gather it difficult to have both.